...would be to go out to your boat, alone, after work, on a cruddy cloudy 46 degree day, with wind from the northeast and some choppy waves, and spend a couple of hours pumping it out, cleaning junk off of it, and untangling the spaghetti mess of wet ropes (we sailors call them lines). There's no radio on the boat to call for the launch, so you've borrowed a horn, but your boat is way way out in the anchorage and the sounds of the horn will be lost well before reaching the dock. And the launch driver is up in the dockhouse with the door closed and a paperback novel open, anyway. It's freezing outside and nobody but a few freaks are out on their boats. Drop your cell phone in the bilge for good measure. You recover it quickly but can't be sure what damage is done. There's hardly any coverage right here anyway.
When you've had enough, tie the canvas cover over the cockpit and notice that your fingers are starting to have trouble doing what you'd like them to. You've been touching nothing but cold metal or wet rope for a couple of hours, so the fingers are red and a little bit puffy. All it would take while you're tying the cover to the shrouds is one wave to spill you over -- there are no lifelines on this boat -- and you wonder if you would be strong enough or have the dexterity to climb back aboard. Maybe from the mooring line you could climb up onto the bow? Not sure if you could keep a good enough hold on the rope. Probably you could. Or maybe you could swim all the way in -- but it's a long way, maybe half a mile. More likely you could swim over to that lobster boat over there and clamber up to the stern, but then what?
This didn't happen to me, of course, except for the cold hands and the coiling of lines and the dropping the cell phone into the bilge. I watched a flock of maybe a hundred or a hundred and fifty seabirds pass by way way overhead, moving and changing their formations as they passed -- it was quite lovely. And I'd arranged with the launch driver to come get me at an appointed time if he didn't hear the horn beforehand, and he did, smiling and wind-tousled and wearing an orange slicker. It was great to be out there.